Claim Summary

1: 33-88J6-21T - Mary Weaver

424 7th Street SE, Hickory NC, 28602

Client Status Story

This claim needs internal review before the next client update is released.

This narrative is the customer-facing translation layer above the raw claim logic.

DraftReview drafts

This file needs internal review before the next external update is released. That review helps make sure the next customer-facing explanation is accurate and complete.

Next step

Next step: Record the primary customer contact.

Money story

The money section below shows what has been credited by the carrier, what has actually been paid out, and what still appears to remain open. We keep that section separate so the customer can see both the story and the numbers clearly.

Who has the ball

Client
Claim Guardians
Carrier
Contractor
Mortgage
Review
Shared

Our office has the ball. Waiting 0 business days.

Waiting 0 business days. Due in 2 days

Review before publish

  • Open management review items should be checked before publishing this story.
  • Claude API unavailable: Anthropic request failed with status 401

Simple explanations

  • Claim Guardians Fee means the fee held or transferred under the public adjuster agreement, not money paid to a contractor.
  • Carrier holdback means money the insurance company may still owe after required proof or completion steps are met.

Source references

Current workflow snapshot

Current financial summary projection

Abatement / Abatemasters

Contract $5,597.27, carrier $5,597.27, paid $5,037.54

Pack Out / Pack Out Plus

Contract $26,902.09, carrier $29,891.21, paid $26,902.09

Rebuild / Rapid Refurb

Contract $34,928.14, carrier $26,344.77, paid $23,710.29

Claim

1: 33-88J6-21T

Mary Weaver

424 7th Street SE, Hickory NC, 28602

Carrier

State Farm

Date of loss: Jul 30, 2025

Contract date: Aug 6, 2025

Status: Open

Mortgage / Fee

NationStar Mortgage

Claim Guardians fee: 10%

Generated: Jun 15, 2026

Claim Workflow

Client Onboarding

Ball with Our office. Confirm the customer was informed of the endorsement process: Mortgage company involvement was marked, but the customer has not yet been confirmed as informed that Claim Guardians fees are due before endorsements are released.

Needs ReviewDue in 2 days

Aging

0 business days

Next Best Action

Record the primary customer contact

Save the insured phone number and email if available.

Management Review

1 open item

Customer Summary

This summary focuses on three questions: what the work currently totals, what has actually been paid to the contractor or vendor, and what amount still appears to remain with the homeowner or elsewhere in the claim process.

Current Vendor Contract Total

Current total of all contractor and vendor work now in the claim.

$85,212.85

Carrier Funds Received

Carrier funds currently logged through checks and claim payments.

$84,209.42

Paid To Contractors / Vendors

Amount actually disbursed to contractors or vendors from claim funds.

$72,179.75

Carrier Holdback Still Expected

Approved carrier holdback still expected to be released later.

$8,583.37

Claim Guardians Fee

Claim Guardians fee tied to claim payments already tracked in this file.

$7,660.10

Remaining Recoverable Depreciation

Depreciation that still appears available to recover based on claim activity.

$8,583.37

Estimated Homeowner Responsibility

Current contract total minus what has actually been paid to vendors, minus any carrier holdback still expected.

$5,140.53

Claim-wide Vendor Summary

Service TypeVendorContract TotalCarrier CreditedActually PaidHoldbackClaim Guardians FeeHomeowner Resp.
AbatementAbatemasters$5,597.27$5,597.27$5,037.54$0.00$559.73$559.73
Pack OutPack Out Plus$26,902.09$29,891.21$26,902.09$0.00$2,989.12$0.00
RebuildRapid Refurb$34,928.14$26,344.77$23,710.29$8,583.37$2,634.48$2,634.48
MitigationRoto-Rooter$15,839.03$16,965.43$16,529.83$0.00$1,282.14$0.00
ContentsUnits$1,946.32$1,946.32$0.00$0.00$194.63$1,946.32
Claim Totals$85,212.85$80,745.00$72,179.75$8,583.37$7,660.10$5,140.53

Vendor 1

Abatemasters

Service Type: Abatement

Current Contract Total

$5,597.27

Original Estimate$5,597.27Expand
Initial estimate (Aug 15, 2025)$5,597.27
Contractor Discount(s)$0.00
Carrier Funds Credited$5,597.27Expand
Check 1 07 102885 J · Oct 14, 2025$5,597.27
Actually Paid to Contractor / Vendor$5,037.54Expand
Check 1 07 102885 J · Oct 14, 2025$5,037.54
Carrier Holdback Still Expected$0.00
Claim Guardians Fee$559.73Expand
Check 1 07 102885 J · Oct 14, 2025$559.73
Deductible Applied (Net)$0.00
Estimated Homeowner Responsibility$559.73Expand
Current contract total$5,597.27
Actually paid to contractor / vendor-$5,037.54

Vendor 2

Pack Out Plus

Service Type: Pack Out

Current Contract Total

$26,902.09

Original Estimate$29,891.21Expand
Initial estimate (Sep 11, 2025)$29,891.21
Contractor Discount(s)$2,989.12Expand
Revision 1 (May 13, 1926)$2,989.12
Carrier Funds Credited$29,891.21Expand
Check 1 07 052816 J · Sep 12, 2025$29,891.21
Actually Paid to Contractor / Vendor$26,902.09Expand
Check 1 07 052816 J · Sep 12, 2025$26,902.09
Carrier Holdback Still Expected$0.00
Claim Guardians Fee$2,989.12Expand
Check 1 07 052816 J · Sep 12, 2025$2,989.12
Deductible Applied (Net)$0.00
Estimated Homeowner Responsibility$0.00Expand
Current contract total$26,902.09
Actually paid to contractor / vendor-$26,902.09

Vendor 3

Rapid Refurb

Service Type: Rebuild

Current Contract Total

$34,928.14

Original Estimate$55,939.58Expand
Initial estimate (Aug 19, 2025)$55,939.58
Contractor Discount(s)$21,011.44Expand
Revision 1 (Oct 8, 2025)$20,668.22
Revision 2 (Jan 22, 2026)$343.22
Carrier Funds Credited$26,344.77Expand
Check 1 07 102866 J · Oct 23, 2025$26,344.77
Actually Paid to Contractor / Vendor$23,710.29Expand
Check 1 07 102866 J · Oct 23, 2025$23,710.29
Carrier Holdback Still Expected$8,583.37Expand
Rebuild (Sep 9, 2025) · carrier holdback$8,583.37
Claim Guardians Fee$2,634.48Expand
Check 1 07 102866 J · Oct 23, 2025$2,634.48
Deductible Applied (Net)$0.00
Estimated Homeowner Responsibility$2,634.48Expand
Current contract total$34,928.14
Actually paid to contractor / vendor-$23,710.29
Carrier holdback still expected-$8,583.37

Vendor 4

Roto-Rooter

Service Type: Mitigation

Current Contract Total

$15,839.03

Original Estimate$30,106.24Expand
Initial estimate (Feb 1, 2026)$25,462.11
Revision 2 (Feb 5, 2026)$4,644.13
Contractor Discount(s)$14,267.21Expand
Revision 1 (Feb 4, 2026)$11,618.84
Revision 3 (Mar 9, 2026)$1,521.97
Revision 4 (May 7, 2026)$1,126.40
Carrier Funds Credited$16,965.43Expand
Check 1 07 059616 J · Sep 17, 2025$1,000.00
Check 1 07 102890 J · Oct 14, 2025$1,500.00
Check 1 07 102886 J · Oct 14, 2025$10,757.35
Check 1 07 102889 J · Oct 14, 2025$563.95
Check 1 07 278550 J · Feb 11, 2026$3,144.13
Actually Paid to Contractor / Vendor$16,529.83Expand
Check 1 07 102886 J · Oct 14, 2025$9,681.61
Check 1 07 102889 J · Oct 14, 2025$507.55
Check 1 07 278550 J · Feb 11, 2026$3,144.13
Check 2014 · May 7, 2026$3,196.54
Carrier Holdback Still Expected$0.00
Claim Guardians Fee$1,282.14Expand
Check 1 07 102890 J · Oct 14, 2025$150.00
Check 1 07 102886 J · Oct 14, 2025$1,075.74
Check 1 07 102889 J · Oct 14, 2025$56.40
Deductible Applied (Net)$1,500.00Expand
Mitigation (Feb 11, 2025)$1,500.00
Mitigation (Aug 28, 2025)$1,500.00
Deductible reimbursed (Feb 3, 2026)-$1,500.00
Estimated Homeowner Responsibility$0.00Expand
Current contract total$15,839.03
Actually paid to contractor / vendor-$16,529.83

Vendor 5

Units

Service Type: Contents

Current Contract Total

$1,946.32

Original Estimate$1,946.32Expand
Initial estimate (Jan 5, 2026)$1,946.32
Contractor Discount(s)$0.00
Carrier Funds Credited$1,946.32Expand
Check 1 07 140833 J · Nov 7, 2025$248.10
Check 1 07 384455 J · Apr 21, 2026$1,698.22
Actually Paid to Contractor / Vendor$0.00
Carrier Holdback Still Expected$0.00
Claim Guardians Fee$194.63Expand
Check 1 07 140833 J · Nov 7, 2025$24.81
Check 1 07 384455 J · Apr 21, 2026$169.82
Deductible Applied (Net)$0.00
Estimated Homeowner Responsibility$1,946.32Expand
Current contract total$1,946.32
Actually paid to contractor / vendor-$0.00

How To Read This Summary

Carrier funds credited

This shows claim funds tied to a vendor contract, whether those funds were sent directly or are still moving through the claim process.

Actually paid to contractor / vendor

This shows only the amount that was truly disbursed to the contractor or vendor based on the money-flow tracking.

Estimated homeowner responsibility

This is the current contract amount less the amount actually paid to the vendor, less any carrier holdback still expected.